Featured Article
How to repair credit
July 6th 2023 by Olivia Collins
You don’t have to put up with the dark cloud of bad credit hanging over you as you make your way through life... Read How to repair credit »
You don’t have to put up with the dark cloud of bad credit hanging over you as you make your way through life... Read How to repair credit »
Whether you’re researching car financing options, understanding credit factors, getting guidance on buying a new vehicle, or even looking for tips on car maintenance, we’ve got you covered.
Pitstop is a collection of articles and informative guides written by our team of experts here at Go Car Credit.
In the financial landscape of the United Kingdom, a credit score is a key indicator of your financial health. It’s a numeric representation... Read What is a Bad Credit score? »
A Hire Purchase Agreement is a popular way to buy a car as it allows you to get the vehicle you want without... Read Hire Purchase Agreement Explained »
Data from the ONS from earlier in 2023 has highlighted a 13 percent increase in overall vehicle-related crimes compared to the period ending... Read How To Keep Your Car Safe at Home »
Whether it’s a weekend getaway, a cross-country road trip, or just the daily school run, sharing the journey with your little ones can... Read Car Seats and Children: How To Travel Safely »
In the United Kingdom, number plates (also known as licence plates) must adhere to specific legal requirements outlined in the Vehicle Excise and... Read 9 Ways Your Car Number Plate is Breaking the Law »
Now you have financed your new set of wheels, you’ll want to know how you can take care of your car and ensure... Read A Guide To Cleaning Your Car »
Navigating the financial landscape often involves understanding a range of terminologies and procedures, two of the most common being hard and soft credit... Read What is the difference between a Hard and Soft credit check? »
Welcome to our comprehensive guide on the best cars for new drivers! Navigating the world of car buying as a novice can be... Read Best Cars For New Drivers »
A good credit score can change depending on the credit reference agency used. Experian, Equifax, and TransUnion are the most used credit reference... Read What is a Good Credit Score? »
Welcome to our infographic guide on understanding credit. In this guide, we will help explain the basics about credit – what it is,... Read What is Credit? Infographic »
Buying a van requires a healthy dose of patience and a keen eye for detail if you’re going to find the perfect match... Read Van Buying Guide »
Managing your tyres is a vital part of car maintenance as a driver. Keep on top of them and... Read How To Check Tyre Pressure »
Rising fuel prices should be factored into a vehicle’s motoring costs and to help you minimise your fuel bill we have put together... Read How To Reduce Your Vehicle’s Fuel Costs »
There’s nothing quite like that feeling of getting a new set of wheels on finance. We think you should be able to enjoy... Read What You Can And Can’t Do During A Car Finance Agreement »
If you are thinking about changing your car you may have heard the term ‘negative equity.’ In this article, we help... Read Car Finance and Negative Equity »
Bankruptcy is a form of insolvency, a legal status that can be a way to clear debts you can’t pay. When you’re bankrupt,... Read Bankruptcy – Can You Get Car Finance After Bankruptcy? »
If you’re currently looking at used cars but have bad credit, loans from the bank aren’t likely to be an option for you.... Read How to buy a used car with bad credit »
Have you recently had an application for credit rejected? If so, it’s possible that you’re wondering if this will affect your credit file.
... Read How to get a car with bad credit »While there are a number of lending options for those who don’t have good credit, it’s important to remember that when you’re exploring... Read Why bad credit finance is not suitable for all »
Are you looking to spread the cost of buying a new car because you’re unable to pay for it upfront or perhaps you’re... Read Hire Purchase Explained »
Before financing your car it’s essential that you select a finance model to suit your needs. This guide explains the main differences between... Read PCP vs HP Car Finance »
Do you want to apply for car finance and don’t know what your credit profile looks like? Or have you recently been declined... Read Review your Credit Profile »
Over two million people have an out-of-date photo card driving licence. Did you know there is a £1,000 fine if you don’t renew... Read Important Driving Licence Information »
There is an awful lot of jargon involved in car finance, which makes it tricky to get your head around the facts of... Read Car Finance Glossary »
Annual percentage rate, more commonly known as APR, is used to help you understand the cost of borrowing. The percentage figure allows people... Read What Does APR Mean? »
We’re delighted to announce that we are a finalist for an award at this year’s Credit Awards, hosted by Credit Strategy! The Credit... Read Credit Awards 2023 Finalists »
Your car’s fuel economy is essentially how far your vehicle can go using a specific amount of fuel. This can have a real... Read What is MPG? Car Finance Information »
Are you thinking about a new set of wheels but unsure of the best way to finance it? There may be multiple options... Read Balloon Payments and Car Finance: A Guide »
When looking to buy a new or used car you should also take into... Read UK Car Tax Bands – What you need to know »
Depreciation is the difference between the amount you spend when you buy a car and the amount you get back when you sell... Read What is Depreciation? »
A car must have an MOT every year once it is 3 years old in the UK (or 4 years in N.I) to... Read What happens during an MOT? »
Sales of electric vehicles in the UK have risen considerably over the last few years. As of June 2022, there were approximately 477,000... Read A guide to electric vehicles »
With the current slowdown in production of new cars cluttering our news feeds it’s no wonder people are looking for older vehicles when... Read How to get car finance for older cars »
The first thing to do when buying a car privately is make sure you have a good idea of the type of vehicle... Read Buying a Car Privately »
We understand that there can be many confusing elements to the car finance process. This blog post focuses on understanding what you need... Read Can you part exchange a car on finance? »
Car leasing or Personal Car Hire (PCH) is essentially entering into a policy in which you rent to use a vehicle for an... Read What is car leasing? »
Winter is just around the corner, and we all know winter can bring testing conditions for all drivers, whether it’s light snow, heavy... Read Winter Driving Tips »
It is always a good idea to think about the type of driving you do when looking to purchase your next car. This... Read Best cars for motorway driving »
From brakes to spark plugs, getting your head around the different parts of a car can be confusing. Our labelled parts of a... Read Parts of a car – explained »
We understand that car insurance can be a complex subject and searching for the right cover for you can be a daunting task.... Read Car Insurance – The Basics Explained »
The purpose of the car service is to ensure the vehicle is safe to drive, maximise the car’s value, improve the longevity of... Read How often should you service your car? »
We understand there are many choices you will have to make when it comes to buying a car. From what colour car you... Read Diesel or Petrol? Which is the right choice for you? »
There is no definitive minimum credit score requirement to get approved for car finance when buying a car. However, the relationship between credit... Read What credit score is needed for car finance? »
A new season brings a host of new problems for car owners. As we battle the elements in autumn, we’ve created a trusty... Read How To Look After Your Car In Autumn »
Creepy kids, terrifying serial killers and paranormal protagonists take the lead in most horror films but what about their vehicles? Do they give... Read Top 10 Creepiest Cars in Film to watch this Halloween »
We’re delighted to announce that we are a finalist for an award at this year’s Lending Awards, hosted by Credit Strategy! The Lending... Read Lending Awards Finalist »
Heat can cause tyres to expand, and as a result they’re more likely to get punctures due to being underinflated. The average cost... Read 6 things to look out for with your car in a heatwave »
For many people, buying a car can be a stressful and time-consuming ordeal, particularly for those who are new to the process or... Read Car Buyers Guide »
With the current cost of living crisis, car buyers are looking to tighten their purse strings where they can. Choosing a car with... Read The impact on car ownership amid the cost of living crisis »
We’re delighted to announce that we’re finalists for 2 awards at this year’s Credit Awards, hosted by Credit Strategy! The Credit Awards are... Read Credit Awards 2022 Finalists »
Did you know that the average UK car driver spends 20 minutes per week cleaning their car? With the season of spring-cleaning upon... Read The UK’s Messiest Drivers »
Whether you are buying your first car, replacing an old one or even finally looking to own that dream motor, used car shopping... Read What to consider when buying a used car »
Whether buying new or used, privately or via a dealer, car shopping can be an exciting journey but one that requires attention and... Read How to get the most from your test drive »
The recent changes to the Highway Code have been widely covered in the news. Everything from cyclist priority to phone use whilst driving... Read Around the world in 80 fines… or thereabouts »
As a nation of car-lovers, we had a sneaky suspicion that some of us may be showing our cars more love than we... Read Do you Love Your Car More than Your Partner »
Specialist car finance is a sub-prime vehicle loan, that could be given to people who may be seen as too high risk to... Read What is specialist car finance? »
When you apply for a car loan, the lender will look at your credit history to determine whether to risk giving you credit.... Read How do lenders use my credit information? »
Have you ever wondered how credit started in the UK and how different it is today compared to the past?, we have put... Read The history of credit in the UK infographic »
There are two types of bad credit, one is defaults showing on your credit report from missed payments, due to the impact of... Read What type of bad credit do you have? »
Can you get blacklisted for all credit? — A credit blacklist (a list of people or things that are regarded as unacceptable or... Read Credit myths and the truth behind them »
With the UK Coronavirus Job Retention Scheme due to come to a close at the end of September 2021, you may be wondering... Read Can furlough prevent you getting car finance in 2021? »
Everyone knows that some drivers are involved in more accidents than others, but can the type of car you drive predict how likely... Read Go Car Credit Reveals the UK’s Unluckiest Drivers »
According to rule 57 of the highway code, you must make sure animals are restrained when driving your vehicle in order to prevent... Read How to travel safely with a pet in your car »
Gap insurance is designed to cover the difference between the amount your insurer pays out if your car is stolen or written off,... Read GAP Insurance Explained »
Go Car Credit have analysed all the used cars we financed from April 2020 to April 2021, in order to see which make... Read Top 10 car makes and their top models financed by Go Car Credit »
New research from Go Car Credit examines the reasons so many Brits fail to learn to drive, as well as discovering who they... Read Too scared to learn? Why UK adults are reluctant to learn to drive »
Petrol prices started at £1.26 (per litre) for petrol in the first week of January 2020 just before the first UK lockdown, dropping... Read What is the impact of increasing fuel costs on car finance post pandemic? »
A car safety test is a check you can perform yourself on your vehicle to help prevent breakdowns and keep your car legal... Read How to perform a car safety test infographic »
Building a good credit score, also known as a credit rating, can affect your ability to borrow money or get products such as... Read How long does it take to improve my credit score? »
We require everyone to have car insurance when taking out a car finance agreement with us as it is a legal requirement. You... Read Reasons for Car Insurance claims being rejected »
At Go Car Credit we understand how important it is to select the right vehicle that is going to be suitable for the... Read What vehicles can I finance with Go Car Credit? »
We understand that the car buying process can be stressful and full of jargon. We want to help you understand the options that... Read PCP Car Finance »
Financial exclusion is a way to describe someone who has either the inability to access credit or is having difficulty accessing mainstream financial... Read Bad Credit and Financial Exclusion »
During the 1950s, the UK became the largest exporter of cars in the world and the second-largest car manufacturer in the world after... Read A History of Cars and Driving in the UK »
When you make that all important decision to either upgrade your current car or purchase your first car, the next thing to decide... Read Car Finance Options Comparison »
When purchasing a new car the last thing you want to do is be paying out a lot of money for your car... Read Car Insurance – How to get the best deal »
Check out MoneyHelpers article below on how to get out of debt – by someone who’s done it. MH asked Hayley, who runs... Read How to get out of debt – by someone who’s done it »
We know drivers want to be sure they are getting a good deal, so here at Go Car Credit we have complied a... Read What to look for when inspecting a used car »
Looking to buy a new car? Not sure where to start when it comes to selling your old car? We have put together... Read Tips for selling your used car »
The summer holiday season is upon us. Take a look below for advice on driving abroad as there may be a few things... Read General Advice For Driving Abroad »
You may have have heard of the FCA but do not know much about what they do and how it can help you.... Read Who are the FCA and what does that mean for you? »
Does the car insurance jargon put you off searching for the best deal when it comes to buying car finance? Take a look... Read Car Insurance Jargon Buster »
Busy roads due to holiday and higher temperatures can put extra stress on drivers and cars, but this can be reduced by minimising... Read Summer Driving »
By looking after the condition of your vehicle’s tyres you increase safety and can decrease motoring costs too, it is also a legal... Read How to look after your cars tyres »
Do you have breakdown cover and automatically renew it when you come to the end of your agreement? Could you find breakdown cover... Read How to get the best deal on breakdown cover »
Having previous bad credit should not mean you are unable to get car finance from lenders. Go Car... Read Can you afford car finance? »
Buying a car can greatly reduce your bank balance, which is why many people choose to apply for a car loan to pay... Read The benefits of getting car finance »
Are you considering a guarantor loan or becoming a guarantor yourself? Take a look at the below information which will help you understand... Read What is guarantor car finance? »
Have you heard the terms ‘secured loan’ and ‘unsecured loan’ but not really known what they are and what the difference is? As... Read What is the difference between a secured loan and an unsecured loan? »
Rates from 29.7% APR, 40.9% Representative APR - Subject to status and affordability.