About Us

Go Car Credit was founded in 2017 and since then we have approved over 117,000 loans for consumers looking to finance their next car.

We decided to develop Go Car Credit as we understand anyone could have problems getting credit via traditional banks. Our primary focus is ethical and responsible lending and treating customers fairly, which forms our core values here at Go Car Credit.

We want to provide those with impaired credit profiles the green light to enable them to walk on to a dealer’s forecourt with confidence.

Financing a car should be simple and it is important to us that our customers feel excited about the car buying process. We have focused on developing a stress-free customer journey and have removed the need for tedious paperwork, complicated jargon and confusing repayment schedules so all our customers need to worry about is finding that perfect set of wheels.

In addition to supporting our customers with getting a new car on finance, our employees focus on providing excellent customer service and achieving fair customer outcomes.

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Our Services

Our team specialise in offering bad credit car finance options that are right for you, ensuring your next car purchase is affordable. Alongside our no deposit car finance, we also offer a range of options to get you in the driver’s seat quickly as well as insight on how to improve your chances of being accepted for car finance.

Want to talk to us about how we could help you get the finance you need? Contact us via phone or email and our car finance specialists will be happy to answer any questions you may have about our process.


Ethical and Responsible Lending

We are proud to be members of the Finance and Leasing Association, a leading trade association for the motor finance sector. As members, we adhere to their Lending Code, which summarises how customers can expect to be treated, both legally and as a matter of good practice when purchasing a car using finance.

Our behaviours define how we want our customers to see us when financing a car. That’s why an ethical approach is at the forefront of all our lending decisions, ensuring each customer is able to manage their car repayment schedule with ease.

For a clear and quick lending decision contact our team of car finance specialist or try out our Car Finance Calculator to see what amount you could lend.

ethical car finance






ethical car finance



Re-Establish Your Credit With Us

Once passing initial checks, applications we receive are reviewed by finance specialists themselves and not just a computer. This approach allows us to consider any extenuating circumstances such as poor credit history, self-employment or income from benefits. We view our customers as individuals, not just a number.

We like to make sure our customers always feel valued and have found that the best way to do this is to be open and honest with them regarding our terms, conditions, and lending criteria. By being as transparent as possible with our affordable loans, we provide our customers with the opportunity to re-establish their credit rating and get them back on track financially.

41.1% APR Representative – Subject to status and affordability

Looking to start your car finance journey with us? Apply today in less than 2 minutes!