Rates from 24% APR
34.6% Representative APR -
Subject to status, affordability and renewal eligibility criteria.
Representative example – Total amount of credit £9,700, annual interest rate 18.25% (fixed), charge for credit £9,156 (£8,851 interest, £295 admin fee and £10 option to purchase fee), total amount payable £18,856. Loan term of 60 monthly instalments, 59 payments of £314.10 and 1 final instalment of £324.10. 34.6% Representative APR – Subject to status and affordability
As an ethical and responsible lender, we want to continue to reward our loyal customers who have shown strong payment history. We understand that a customer’s circumstances change, you may need to update your vehicle; a lower mileage car, a newer model or a change of situation means you need a bigger car.
We want to continue to work alongside you. Our renewal product provides you with another great opportunity to potentially improve your credit file by making your payments on time and in full.
All lending is subject to status checks and an affordability assessment.
Apply via our online application form below, and you could be driving your new car sooner than you think!
PLEASE NOTE: Before making your application for finance we would recommend that you obtain a settlement figure for your current agreement. This settlement figure must be repaid in full prior to taking out a new finance agreement with us. We are unable to add any existing finance into a new agreement. To obtain a settlement figure please log in to MyGoCar.
We would suggest you think about the costs associated with your choice of car such as fuel, insurance, tax, MOT, servicing and maintenance costs, as these will all have an influence on the affordability of the vehicle. The finance is secured on the vehicle, so if you don’t keep up with the monthly repayments, Go Car Credit can repossess the car. Failure to make payments can also affect your credit report.