Car Finance Application

Find out more about Contactless Car Buying...

Step 1 of 5

Please confirm each of the following criteria questions are true for you to continue.
I have a full Driving Licence.*
- Yes
I am not in an active bankruptcy or debt relief order.*
- Yes
I have an income of £1000 plus each month paid into a UK bank account in my name.*
- Yes
I am not on Furlough from my employment *We are not accepting applications for people who are on furlough. We would welcome your application with us once you have resumed your employment.*
- Yes

Current Address
Residential Status*
- Home Owner
- Council Tenant
- Living With Parents
- Other
- Furnished Tenant
- Unfurnished Tenant
House Name/Number*
Address Line 1*
Address Line 2
Town/City*
Postcode*
We cannot offer car finance to Northern Ireland.
County*
Country*
- England
- Wales
- Scotland
Years at Current Address*
Please enter a number from 0 to 50.
Months at Current Address*
Please enter a number from 0 to 11.
Previous Address (If less than 3 years at current address we will need this to make a decision)
House Name/Number*
Address Line 1*
Address Line 2
Town/City*
Postcode*
We cannot offer car finance to Northern Ireland.
County*
Years at Previous Address*
Please enter a number from 0 to 50.
Months at Previous Address*
Please enter a number from 0 to 11.

Current Employment
Employment Status*
- Full Time
- Part Time
- Self Employed - Full Time
- Temporary
- Unemployed
- Self Employed - Part Time
Current Employment Details
Job Title*
Employer Name*
If you are self-employed, please indicate how long you have been self-employed for. If you are unemployed, please indicate how long you have been unemployed for
Years at Employment/Years of Unemployment*
Please enter a number from 0 to 45.
Months at Employment/Months of Unemployment*
Please enter a number from 0 to 11.
We cannot accept 0 years and 0 months for your time in current employment or unemployment, if it is under 1 month please put 1 month.
Previous Employment Details (If less than 3 years at current employment we will need this to make a decision)
Job Title*
Employer Name*
Years at Employment/Years of Unemployment*
Please enter a number from 0 to 45.
Months at Employment/Months of Unemployment*
Please enter a number from 0 to 11.
Current Income
Monthly Income*
Please enter a number from 0 to 10000.
Please use numbers only, if your income is only from benefits please put 0.
Monthly Income from Benefits*
Please enter a number from 0 to 10000.
Please use numbers only, if you do not receive any benefits income please put 0.
You will require a joint applicant if your total income is below £1000.
You will be required to provide proof of income, this may be in the format of payslips, bank statements or confirmation of benefits letters.

Representative example – Total amount of credit £4750, annual interest rate 25% (fixed), charge for credit £3572.48 (£3562.48 interest charged and £10 option to purchase fee), total amount payable £8322.48, 36 monthly instalments of £231.18. 49.6% APR Representative. – Subject to status & affordability.

Here at Go Car Credit we aim to provide you with the financial support you need to purchase an affordable car. As bad credit car finance specialists, if you meet our criteria we’ll ensure that applying for a car loan couldn’t be easier.

Important Information

This application is for a hire purchase loan product, and is only suitable for purchasing a vehicle from a reputable and FCA-regulated dealer.
This is an application for finance from Go Car Credit (the lender). During this application process, a credit reference search will be conducted, which may affect your credit rating with some lenders.
We will use your contact information to contact you in relation to processing this application and securing your lend amount.
Terms and conditions apply and all applications for finance are subject to status & affordability.

You should rethink your application if you:

Are only ‘window shopping’, in which case you should wait until you definitely want finance.
Have recently made an application with us, in which case you should phone us directly on 01925 696 373.
Are already an existing customer looking to renew your finance agreement with us. Click here to renew with us.
Cannot provide proof of identity.
If you are unemployed, you must receive DLA or carer’s allowance in addition to any other benefits to be considered for a loan.

We would suggest you think about the costs associated with your choice of car such as fuel, insurance, tax, MOT, servicing and maintenance costs, as these will all have an influence on the affordability of the vehicle. The finance is secured on the vehicle, so if you don’t keep up with the monthly repayments, Go Car Credit can repossess the car. Failure to make payments can also affect your credit report.

Car Finance Application

Step 1 of 5

Please confirm each of the following criteria questions are true for you to continue.

Current Address

Previous Address (If less than 3 years at current address we will need this to make a decision)

Current Employment

Current Employment Details

Previous Employment Details (If less than 3 years at current employment we will need this to make a decision)

Current Income

Marketing Preferences

Important Information

You should rethink your application if you: