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Rates from 29.7% APR
40.9% Representative APR -
Subject to status and affordability
One of the common questions we encounter from retirees is, “Can I get car finance now that I’m retired?” The answer is yes. Retirement doesn’t put a full stop on your aspirations or needs, especially when it comes to mobility and the desire for a personal vehicle.
At Go Car Credit, we firmly believe that your retirement and ensuing pension should enable, not restrict, your choices.
Representative example – Total amount of credit £9,000, annual interest rate 21.75% (fixed), charge for credit £10,092.32 (£9,787.32 interest, £295 admin fee and £10 option to purchase fee), total amount payable £19,092.32. Loan term of 60 monthly instalments, 59 payments of £318.04 and 1 final instalment of £328.04. 40.9% Representative APR – Subject to status and affordability
A common misconception in the market is that once you’re retired, and on a pension, your ability to finance significant purchases like cars diminishes. However, what many overlook is the steady and reliable nature of a pension.
Your pension is the result of years of dedication and careful planning. Much like a regular salary, it is consistent and dependable. At Go Car Credit, we see pensions as a testament to one’s financial stability, and we ensure that it takes centre stage in our financial assessment.