How Our Car Finance Works

Go Car Credit take the hassle out of financing your next car. We have focused on keeping the process as simple as possible throughout so you can walk on to a dealer’s forecourt with confidence, helping you get behind the wheel in no time.

We have created a simple 4 step process so that you can be in your new car as soon as possible. Take a look at the below information, which explains our car finance process and shows you exactly how easy it is.

apply online

Step one – apply for car finance

Apply for car finance through our website, complete our straightforward car finance application form and you could be driving away a new vehicle sooner than you think.

car finance decision

Step two – car finance decision

We will submit your application to our underwriting department for review. Once conditionally approved for finance we will provide you with a provisional credit limit.

choose your car

Step three – choose the perfect car

We will help you find your perfect car through one of our approved dealers. The majority of our dealers offer same-day drive away, which means you could be driving away your new car in a matter of hours. You will need to provide all the documents we require and subject to these being approved, we can offer you a full approval for finance.

sign for car finance

Step four - sign the paperwork

Sign the paperwork and then it’s time to drive away your new car. We would highly recommend you test drive the vehicle you want to purchase and ensure you have fully checked the car over. This is to make sure you are 100% happy with the vehicle.

You can follow the progress of your application through our application tracker which will provide you with updates on its status and the stage it is at.

Keen to get started? Use our finance calculator to see how much you could borrow and what your monthly payments could look like. There are no hidden fees or additional extras with our car finance, so you know exactly what you are paying each month.

For help with your car finance application, please call us on 01925 696 373 or visit our finance application page to apply online.

Looking to start your car finance journey with us? Apply today in less than 2 minutes!

41.1% APR Representative – Subject to status and affordability