Credit Explained

Featured Article

How to repair credit

How to repair credit

July 6th 2023 by

You don’t have to put up with the dark cloud of bad credit hanging over you as you make your way through life... Read more »

What is the difference between a Hard and Soft credit check?

What is the difference between a Hard and Soft credit check?

September 26th 2023 by

Navigating the financial landscape often involves understanding a range of terminologies and procedures, two of the most common being hard and soft credit... Read more »

What is a Good Credit Score?

What is a Good Credit Score?

August 29th 2023 by

A good credit score can change depending on the credit reference agency used. Experian, Equifax, and TransUnion are the most used credit reference... Read more »

What is Credit? Infographic

What is Credit? Infographic

August 14th 2023 by

Welcome to our infographic guide on understanding credit. In this guide, we will help explain the basics about credit – what it is,... Read more »

Review your Credit Profile

Review your Credit Profile

May 25th 2023 by

Do you want to apply for car finance and don’t know what your credit profile looks like? Or have you recently been declined... Read more »

What credit score is needed for car finance?

What credit score is needed for car finance?

November 10th 2022 by

There is no definitive minimum credit score requirement to get approved for car finance when buying a car. However, the relationship between credit... Read more »

How do lenders use my credit information?

How do lenders use my credit information?

September 13th 2021 by

When you apply for a car loan, the lender will look at your credit history to determine whether to risk giving you credit.... Read more »

The history of credit in the UK infographic

The history of credit in the UK infographic

September 13th 2021 by

Have you ever wondered how credit started in the UK and how different it is today compared to the past?, we have put... Read more »

What type of bad credit do you have?

What type of bad credit do you have?

August 26th 2021 by

There are two types of bad credit, one is defaults showing on your credit report from missed payments, due to the impact of... Read more »

Credit myths and the truth behind them

Credit myths and the truth behind them

August 20th 2021 by

Can you get blacklisted for all credit? — A credit blacklist (a list of people or things that are regarded as unacceptable or... Read more »

How long does it take to improve my credit score?

How long does it take to improve my credit score?

March 8th 2021 by

Building a good credit score, also known as a credit rating, can affect your ability to borrow money or get products such as... Read more »

Bad Credit and Financial Exclusion

Bad Credit and Financial Exclusion

January 5th 2021 by

Financial exclusion is a way to describe someone who has either the inability to access credit or is having difficulty accessing mainstream financial... Read more »

A guide to securing car loans with poor credit

A guide to securing car loans with poor credit

November 24th 2020 by

Working towards life’s big purchases can be a bit of a struggle when you’ve got a poor credit history. When it comes to... Read more »

How to get out of debt – by someone who’s done it

How to get out of debt – by someone who’s done it

August 16th 2018 by

Check out MoneyHelpers article below on how to get out of debt – by someone who’s done it. MH asked Hayley, who runs... Read more »

Who are the FCA and what does that mean for you?

Who are the FCA and what does that mean for you?

August 9th 2018 by

You may have have heard of the FCA but do not know much about what they do and how it can help you.... Read more »

Taking out a joint loan or joint bank account? What you should know before you do

Taking out a joint loan or joint bank account? What you should know before you do

June 5th 2018 by

If you are looking to open up a joint account with a bank and want to understand how it works please see the... Read more »

What is a Bad Credit score?

What is a Bad Credit score?

March 10th 2018 by

You will hear the term ‘credit score’ when you are looking to apply for car finance, a mortgage,... Read more »

What is the difference between a secured loan and an unsecured loan?

What is the difference between a secured loan and an unsecured loan?

March 5th 2018 by

Have you heard the terms ‘secured loan’ and ‘unsecured loan’ but not really known what they are and what the difference is? As... Read more »

Rates from 29.7% APR, 40.9% Representative APR - Subject to status and affordability.