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Car Finance Options with Poor Credit

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Your Options for Bad Credit Car Finance

If you are searching for bad credit car finance, allow Go Car Credit to help you. We understand that feeling of excitement that comes with buying a new car, which is why we know it can be so disappointing if you are refused the finance you need.

Some lenders may decline your application if you have a less-than-perfect credit history, but here at Go Car Credit we see the bigger picture. We aim to make car finance accessible for as many people as possible we always lend in a responsible manner, only offering what you can afford to repay.

If you have been refused for car finance elsewhere, you may have become disheartened, and we completely understand. But that does not have to be how your story ends. We can help those in a wide range of financial situations, so read on to find out if you could benefit from bad credit car finance with us.

49.6% APR Representative – Subject to status and affordability

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Who can we help with bad credit car finance?

We firmly believe that the success of your application for car finance should not rest only on your credit history. We take many factors into account, which is why we are able to help more people access the funds they need. The below are just some examples of the type of people we can help:

Car finance for those with bad credit

Even if you don’t have an ideal credit history, we may be able to help you. With bad credit car finance, you could still be eligible to receive the assistance you need to get the car you’ve been dreaming of.

Car finance for unemployed and people on benefits

If you’re struggling to find work and are receiving help from the government, that doesn’t mean you should automatically be refused when you apply. We want to help as many people as possible, which is why we offer car finance on benefits.

Self-employed car finance

The flexibility of being your own boss is something many people aspire towards. However, if your income stream is not always predictable then some lenders may be hesitant to approve your application. That is where self-employed car finance can provide the solution.

Bad credit car finance with no guarantor

A guarantor is someone who is liable to repay the money you owe if you cannot, and many lenders may require you to provide a guarantor when you apply. However, all our car finance is with no guarantor, which allows us to focus on helping those with poor credit.

Car finance for young drivers

Possibly the only thing more exciting than buying a new car is when you first pass your driving test. We offer car finance for young drivers, who often have little or no credit history and could therefore find it difficult to get approved elsewhere.

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How much does bad credit car finance cost?

That will depend on a number of factors, such as the amount you wish to borrow and the length of the repayment period, so there is no set answer to this question. To give you an idea, check out our bad credit car finance calculator to work out what your monthly repayments might look like.

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How to apply for bad credit car finance

It takes just a few moments to apply for car finance online with us. All you have to do is enter a few details about yourself and once that part is done, you can keep an eye on your application’s progress via our tracker. If you are approved, we’ll need the details of the vehicle you would like to finance before everything can be completed. However, even if we do give the green light for your application, there is absolutely no pressure to proceed – that decision is entirely yours.

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Why choose Go Car Credit for bad credit car finance

There are plenty of reasons why you can rely on Go Car Credit when it comes to car finance. Here are just a few of them:

  • We see the bigger picture and are willing to consider applicants for car finance even if they do not have a perfect credit file.
  • We always lend responsibly, so we will never offer bad credit car finance to someone who cannot afford the repayments.
  • We don’t believe in complicated jargon – we’ll explain everything in clear, plain English that is easy to understand.
  • All costs involved with our car finance will be explained upfront, so there are no nasty surprises later down the line.
  • We are fully regulated by the Financial Conduct Authority so you can depend on us to provide a trustworthy service.
  • Our customers rate us as ‘excellent’ on Trustpilot, thanks to hundreds of positive reviews.
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Could bad credit car finance be right for you?

We can offer car finance on benefits, self-employed car finance, car finance for the unemployed and more, so why not get in touch with Go Car Credit today? If your application has been declined elsewhere, there’s no need to lose hope – we may still be able to help you.

You can use our bad credit car finance calculator to get an idea of how much it may cost, and it only takes a few minutes to apply for car finance online, so why not get started and see if we can help you find the car of your dreams?

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