If you have bad credit and looking to finance an automatic car we could help!
We do provide hire purchase finance for automatic cars and have access to a variety of models from across our approved dealer network.
We understand that you may just prefer the simplicity of driving an automatic car, have an automatic only UK driving licence so cannot currently drive a manual, or have always driven in an automatic and looking to get your next car on finance.
We have provided some information below if you have always owned a manual car and are exploring the option to choose an automatic as an alternative driving experience or you are looking for your next car with an automatic only UK driving licence.
49.6% APR Representative – Subject to status and affordability
An automatic car has an automatic gearbox (transmission) which doesn’t require you to manually shift gears.
The gearbox uses sensors to analyse road and speed conditions to switch gears on its own as the car moves, which eliminates the use of a gear stick to do so.
You can easily tell the difference between an automatic car as it has two pedals compared to a manual car which has the clutch as the third pedal.
Automatic cars usually only have four gear modes: Park, reverse, Neutral and Drive.
This is simply due to specialist (low) demand from the number of drivers who want to buy an automatic car over those who want to buy the manual version of the car.
Automatic cars may hold more value than the manual equivalents when it is time to sell and upgrade to a new car.
You may find driving an automatic car is easier than a manual car due to it having a reduced number of gear modes and the ability to stop or start using only one pedal.
You don’t have to change gears manually as an automatic car does this on its own.
You don’t have to worry about clutch control.
In the past automatic cars were less efficient in fuel but depending on the make and model they are becoming more economical for fuel consumption.
Automatic cars are found to be faster than most manual versions.
Easier to use during traffic jams due to pushing one pedal to stop and start.
Automatic cars may cost more to buy than a manual car.
Automatic cars may cost more to repair than a manual car.
We can offer car finance to those who have been refused by other lenders due to a number of reasons including: