At Go Car Credit, we help people get car finance when others may say no. Each year, we look at which cars our customers choose the most. This helps us understand what drivers with poor or limited credit are looking for in a used vehicle.
Below, we’ve listed the top 10 most-financed car makes from June 2024 to June 2025 — along with the most popular model for each make. We’ve also compared the results to our 2020–2021 data to show what’s changed.
According to the Finance and Leasing Association, the value of UK used-car finance rose by 3% in May 2025, even though the number of agreements fell by 2%.
How we worked this out
We counted the cars we helped finance, grouped them by make, and kept the ten makes that came up most often. For each make we treated every trim of the same model as one line (for example, “Astra SRi” and “Astra Elite” both count as Astra). The percentages below show how much each make adds to the Top 10 group on its own.
2024-25 Top-10 at a glance
| Rank | Make | Most-financed model* | Share of Top-10 |
|---|---|---|---|
| 1 | Vauxhall | Astra | 18.6% |
| 2 | Ford | Focus | 16.2% |
| 3 | BMW | 1 Series-116d | 12.3% |
| 4 | Nissan | Qashqai | 10.6% |
| 5 | Mercedes-Benz | A-Class | 10.2% |
| 6 | Peugeot | 2008 | 8.9% |
| 7 | Land Rover | Range Rover Evoque | 6.6% |
| 8 | Audi | A3 | 6.0% |
| 9 | Kia | Sportage | 5.5% |
| 10 | Renault | Kadjar | 5.1% |
*All trim levels are grouped under the main model name.
What changed since 2020-21
| 2020-21 rank | Make (top model) | 2024-25 rank | Change in brief |
|---|---|---|---|
| 1 | Vauxhall Astra | 1 | Still top, but a smaller share than before. |
| 2 | Ford Focus | 2 | Holds second place. |
| 3 | Nissan Qashqai | 4 | Moves down one spot. |
| 4 | BMW 116d | 3 | Moves up one spot. |
| 5 | Citroen DS3 | — | Drops out of the Top-10. |
| 6 | Peugeot 208 | 6 | Same rank; SUV 2008 now leads Peugeot. |
| 7 | Renault Clio | 10 | Kadjar overtakes as Renault’s main model. |
| 8 | Audi A3 | 8 | Position steady. |
| 9 | Volkswagen Golf | — | No longer in the Top-10. |
| 10 | Mercedes-Benz A/C-Class | 5 | Jumps to fifth place. |
| — | — | 7 | New entry: Land Rover Evoque. |
| — | — | 9 | New entry: Kia Sportage. |
Highlights for each make
Vauxhall Astra (18.6%)
- The Astra remains our most-financed car, thanks to its mix of comfort, space, and everyday affordability.
- Popular trims like Design, SRi, and Elite give drivers a choice of practical or sporty features, from sat-nav to upgraded styling.
- Customers often choose between the punchy 1.4 Turbo petrol or the fuel-saving 1.6 CDTi diesel.
Ford Focus (16.2%)
- The Focus is a go-to hatchback, known for its sharp handling and wide choice of engines and trims.
- Zetec and ST-Line models are the most popular with our customers — offering the perfect balance of looks and value.
- The 1.0 EcoBoost petrol is ideal for short trips, while the 1.5 TDCi diesel suits longer journeys or motorway drivers.
BMW 1 Series 116d (12.3%)
- Many customers are drawn to the BMW badge, and the 116d delivers that prestige feel without a high running cost.
- M Sport styling is often chosen for its sleek, sportier design.
- The 116d is rear-wheel drive and impressively efficient, making it a smart pick for both work and everyday use.
Nissan Qashqai (10.6%)
- The Qashqai continues to be a top choice among families and first-time SUV drivers.
- Trim levels like N-Connecta and Tekna are popular thanks to features like touchscreen displays, parking cameras, and heated seats.
- Some models include Nissan’s ProPILOT driver assist, helping with lane keeping and cruise control on motorways.
Mercedes-Benz A-Class (10.2%)
- The A-Class brings a luxury feel in a compact hatchback shape, making it popular with drivers who want a premium interior and smart tech.
- The A180 petrol is ideal for everyday driving, while the A200d diesel offers strong performance and fuel economy.
- Most customers opt for the AMG-Line trim, which adds sportier styling and extra features.
Peugeot 2008 (8.9%)
- The 2008 is a small SUV with a comfortable ride, stylish interior, and low running costs.
- Trims like Active Premium and GT Line are especially popular with our customers thanks to touchscreen systems and upgraded interiors.
- The 1.2 PureTech petrol engine is reliable, efficient, and perfect for mixed driving.
Land Rover Range Rover Evoque (6.6%)
- The Evoque brings SUV looks with a luxury badge, and it’s a favourite among customers who want comfort and class.
- The 2.0 D180 diesel engine is popular for those needing extra power for longer drives or larger families.
- Many drivers go for the R-Dynamic styling, which adds a bold look and upgraded wheels and trims.
Audi A3 (6.0%)
- The Audi A3 blends a smooth drive with a premium badge, making it a solid all-rounder.
- Sport and S Line trims are the most common, often offering part-leather seats, better sound systems, and sleeker designs.
- Customers often choose between the 1.4 TFSI petrol for a quiet ride or the 2.0 TDI diesel for longer journeys.
Kia Sportage (5.5%)
- The Sportage is a popular SUV thanks to its spacious cabin, long warranty, and great value for money.
- Most of the cars we’ve financed are the well-equipped ‘3’ and ‘4’ trim levels, often with extras like reversing cameras or heated seats.
- The 1.6 GDi petrol engine is the most common pick — reliable, easy to drive, and well-suited to everyday use.
Renault Kadjar (5.1%)
- The Kadjar offers SUV practicality with a comfortable and roomy interior.
- The most common engine is the 1.5 dCi diesel, known for being quiet and efficient.
- Drivers tend to choose the Iconic trim, which comes with smart features like sat nav and parking sensors as standard.
Key take-aways
- SUVs now make up most of the Top-10.
- Premium hatchbacks from BMW and Mercedes-Benz keep growing.
- Smaller cars like the DS3, Clio and Golf are less common than before.
- The Astra still leads but with a lower share than in 2021.
Why drivers choose Go Car Credit
Many people come to us after other lenders say no, or because they rely on certain benefits or income. Our broader hire purchase rules mean we could help more drivers find a reliable used car to finance through us.
