Featured Article
How to repair credit
Updated on July 15th 2025 by Gemma Simpson
You don’t have to put up with the dark cloud of bad credit hanging over you as you make your way through life... Read How to repair credit »
You don’t have to put up with the dark cloud of bad credit hanging over you as you make your way through life... Read How to repair credit »
Credit plays an important role in car finance eligibility. To get you on the road, we’re here to help explain more about the role that credit can play and what you can be doing to improve your financial reputation.
Explore our guides on credit scores, building up your credit file and what it means for your financing eligibility if you have poor credit.
There is no definitive minimum credit score requirement to get approved for car finance when buying a car. However, the relationship between credit... Read What credit score is needed for car finance? »
Financial exclusion is a way to describe someone who has either the inability to access credit or is having difficulty accessing mainstream financial... Read Bad Credit and Financial Exclusion »
A good credit score can change depending on the credit reference agency used. Experian, Equifax, and TransUnion are the most used credit reference... Read What is a Good Credit Score? »
There are two types of bad credit: one is defaults showing on your credit report from missed payments, due to the impact of... Read What type of bad credit do you have? »
Boosting a low credit score rarely happens overnight. Quick wins—such as registering to vote—might lift your score a little, but lasting progress comes... Read How long does it take to improve my credit score? »
Arranging car finance is about more than finding a payment you can afford each month. You also need to know that the company... Read How the FCA Protects You When You Take Out Car Finance »
Working towards life’s big purchases can be a bit of a struggle when you’ve got a poor credit history. When it comes to... Read A guide to securing car loans with poor credit »
Navigating the financial landscape often involves understanding a range of terminologies and procedures, two of the most common being hard and soft credit... Read What is the difference between a Hard and Soft credit check? »
Can you get blacklisted for all credit? — A credit blacklist (a list of people or things that are regarded as unacceptable or... Read Credit myths and the truth behind them »
In the financial landscape of the United Kingdom, a credit score is a key indicator of your financial health. It’s a numeric representation... Read What is a Bad Credit score? »
When you apply for a car loan, the lender will look at your credit history to determine whether to risk giving you credit.... Read How do lenders use my credit information? »
Welcome to our infographic guide on understanding credit. In this guide, we will help explain the basics about credit – what it is,... Read What is Credit? Infographic »
Have you ever wondered how credit started in the UK and how different it is today compared to the past?, we have put... Read The history of credit in the UK infographic »
Do you want to apply for car finance and don’t know what your credit profile looks like? Or have you recently been declined... Read Review your Credit Profile »
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