Renew With Us GCCS

Looking to renew your finance agreement? We could help you secure a lower rate for your new vehicle!

Renewal Form

Representative example – Total amount of credit £7100, annual interest rate 20% (fixed), charge for credit £5690.08 (£5680.08 interest charged and £10 option to purchase fee), total amount payable £12790.08, 48 monthly instalments £266.46. 37.9% Representative APR – Subject to status and affordability.

PLEASE NOTE: Before making your application for finance we would recommend that you obtain a settlement figure for your current agreement. This settlement figure must be repaid in full prior to taking out a new finance agreement with us. We are unable to add any existing finance into a new agreement. To obtain a settlement figure please call GCC Servicing who now manage your agreement on 01925 696 380.

Go Car Credit want to provide those with impaired credit profiles the green light to enable them to walk on to a dealer’s forecourt with confidence, helping them get behind the wheel in no time. For more information on how we use your personal information please visit our Privacy Notice.

Important Information

  • This application is for a hire purchase loan product, and is only suitable for purchasing a vehicle from a reputable and FCA-regulated dealer.
  • This is an application for finance from Go Car Credit (the lender). During this application process, a credit reference search will be conducted, which may affect your credit rating with some lenders.
  • We will use your contact information to contact you in relation to processing this application and securing your lend amount.
  • Terms and conditions apply and all applications for finance are subject to status & affordability.

You should rethink your application if you:

  • Are only ‘window shopping’, in which case you should wait until you definitely want finance.
  • Have recently made an application with us, in which case you should phone us directly on 01925 696 373.
  • Cannot provide proof of identity.
  • If you are unemployed, you must receive DLA or carer’s allowance in addition to any other benefits to be considered for a loan.

We would suggest you think about the costs associated with your choice of car such as fuel, insurance, tax, MOT, servicing and maintenance costs, as these will all have an influence on the affordability of the vehicle. The finance is secured on the vehicle, so if you don’t keep up with the monthly repayments, Go Car Credit can repossess the car. Failure to make payments can also affect your credit report.

We understand that your circumstances may have changed now, and you may need to update your vehicle to a newer model with lower mileage or a larger car to fit your growing family in.

We could offer you a lower interest rate on your next finance agreement (subject to status and affordability).

All you have to do is complete the form above and one of our sales agents will be in touch to progress your application.