From managing your schedule to selecting which work to take on, there’s a lot to like about being self-employed. As with mortgages and other lines of credit, however, getting self-employed car finance can be a little trickier, usually due to inconsistent earnings. But we’re here to tell you that it is possible – thanks to Go Car Credit!
Here at Go Car Credit we also understand how important a vehicle can be to your business. Whether that is a van for transporting your tools around or a car to get to the office we want to help you find a finance agreement that suits your monthly budget.
If you’re in Portsmouth or the surrounding areas in Hampshire let us take the stress out of finding a new car. We work with car dealers right across the Portsmouth region to ensure our customers drive away in their perfect car! Our dealers have a range of cars on site from small city cars, SUVs, vans and many more which means our customers are in the right hands to find the right vehicle to suit your budget. Take a look at the below information to see how Go Car Credit can help and what information you will need to provide us so we could get you approved for a car loan with us.
49.6% APR Representative – Subject to status and affordability
We can finance cars for people who are self-employed so apply today. It only takes a few minutes and once you’re have been accepted for a car loan with us, you’ll be able to buy a car from any of our approved dealers and no deposit is required.
Our dealerships cover Portsmouth, Southampton, Winchester, Chichester, Isle of Wight and the surrounding areas so once you have your car finance approved the choice is yours.
Hire Purchase is one of the most common types of finance, it is really simple – you hire the vehicle and make fixed monthly repayments until you have paid off all of the agreed finance.
There are no surprises at the end of your agreement such as balloon payments or mileage restrictions.
The entire car price is spread across your agreement term and once all monthly payments have been made the car becomes yours, making it one sensible option for borrowing.
Have you been refused car finance due to bad credit? Don’t worry it does not mean that you can’t get car finance! We are specialists in bad credit car finance.
Many of our customers have been refused car finance from mainstream lenders because of poor or bad credit history.
Apply via our online application form to find out if we can help you secure the finance you need for your next car purchase.
We can offer loans from £3,000 to £10,000. Use our car finance calculator to see what your fixed monthly payments would be.
You can apply for finance direct via our website. Just fill in our application form and one of our sales agents will be in touch.
We are specialists in providing car finance to people who have experienced bad credit in the past.
Our customers are never judged solely on their credit history. Instead, decisions are based on a blend of science and human judgement to
understand whether the repayment schedule will be manageable for the customer.
This approach allows us to consider any extenuating circumstances such as a poor credit history, self-employment or any previous mortgage
or council tax arrears and view you as an individual, not just a number.
For more information, please visit our Bad Credit Car Finance page page.
We do not offer guarantor finance, but we do help people who may have experienced problems getting finance in the past. For more information, please visit our Bad Credit Car Finance page.
Yes, you can. Unlike some mainstream lenders we take benefits into consideration when reviewing your income. For more information about on this, visit our Car Finance for People on Benefits page.
There is criteria that has to be met such as maximum mileage restrictions and maximum age of vehicle restrictions.
We can help you source the car you want from one of our reputable dealers across the UK.
All of our dealers are authorised and regulated by the Financial Conduct Authority.
By only choosing dealers that are FCA regulated reinforces our high standards of service to our customers.
We specialise in providing finance to individuals who have struggled to obtain credit. We charge a higher APR on our finance products because we serve the sector of the community,
which are usually excluded from conventional lending and our customers are seen to be a higher risk by other lenders.
To reward our loyal customers who have proved they are committed to improving their credit could receive a reduced interest rate on their next agreement.