Car Finance On Benefits Portsmouth

Looking for car finance and on benefits?

Being on benefits doesn’t mean you can’t get car finance. Many people think that if you are receiving benefits then your income is not credible when it comes to getting a car loan. We understand that some people on benefits have a steady income and we welcome those people to apply for car finance with us.

We can cater for people who have an income which consists of benefits. Unlike some other lenders, we take this into account when calculating your income. We can also help if you have experienced bad credit too.

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What type of benefits do we accept as income?

Representative example – Total amount of credit £4750, annual interest rate 25% (fixed), charge for credit £3572.48 (£3562.48 interest charged and £10 option to purchase fee), total amount payable £8322.48, 36 monthly instalments of £231.18. 49.6% APR Representative. – Subject to status & affordability.

To apply for car finance through ourselves, please note that you must have an income from employment in addition to any other benefits to be considered for a loan.

We work closely with our local approved dealers in the Portsmouth area and across the region to make sure you drive away in a car that is affordable and suits you. On site there are hundreds of cars to choose from after you have applied for car finance with us.

Our dealerships cover Portsmouth, Southampton, Winchester, Chichester, Isle of Wight and the surrounding areas so once you have your car finance approved the choice is yours.

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29 months

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We would suggest you think about the costs associated with your choice of car such as fuel, insurance, tax, MOT, servicing and maintenance costs, as these will all have an influence on the affordability of the vehicle. The finance is secured on the vehicle, so if you don’t keep up with the monthly repayments, Go Car Credit can repossess the car. Failure to make payments can also affect your credit report.