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About Us

Go Car Credit want to provide those with impaired credit profiles the green light to enable them to walk on to a dealer’s forecourt with confidence, helping them get behind the wheel in no time.

Responsible and Ethical Lending

The company understand anyone could have problems getting credit via traditional banks. The primary focus is ethical and responsible lending and putting the customer’s interest at the core of every decision made.

Go Car Credit ensure that customers are never judged solely on their credit history. Instead, decisions are based on a blend of science and human judgement to understand whether the repayment schedule will be manageable for the customer.

Re-establish Your Credit

Applications we receive are reviewed by the employees themselves and not just a computer program. This approach allows us to consider any extenuating circumstances such as a poor credit history, self-employed or any mortgage or council tax arrears and view you as an individual, not just a number.

We like to make sure our customers always feel valued and have found the best way to do this is to be as open and honest with them regarding any of our terms, conditions and interest rates. By being as transparent as possible with our affordable loans, we have helped them re-establish their credit rating and get them back on track.

Putting Our Customers First

You get to decide the amount you wish to borrow and choose the term length and we don’t up sell or cross sell any other products or services.

We aim to develop a long term relationship with every one of our customers and work alongside you to repair and rebuild your credit ratings. To encourage responsible borrowing and ensure you’re not trapped in long term debt, we use a unique payment reminder system to safeguard you from falling behind on your payments.